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Brokers that regularly provide individualized investment advice to employment-based retirement plans from which they collect 12b-1 fees or commissions in violation of DOL rules are going to have to clean up their act with the implementation of a new disclosure rule that could highlight such a transg ...
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Here's the scenario, raised by a peer: The adviser prepares an RFP to seek new business. A subadviser wants to augment the RFP with an article its principal wrote years ago to show her bonafides. The problem: The principal wrote the article while working for a third entity.Who holds the copyright? S ...
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One letter permits an investment company to offer investors more options to purchase precious minerals through an investment adviser owned by the fund board. The second letter allows RIAs to remove 529 plans from their code of ethics and not track the plans' transactions. This summarizes two recent ...
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There will be more people looking out for signs of financial fraud against seniors, under a new national initiative that aims to get doctors to refer potential fraud victims for help. A screening tool that has been developed to help physicians identify potential victims could be used by investment a ...
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The SEC's proposed rule, released in June 2010, regarding changes in how target date funds are advertised. The changes would be designed to give investors more information.
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As the Senate moved closer toward a final version of financial regulatory reform, one Commissioner says the SEC could act on its own to bring investment advisers and broker-dealers closer. The "Commission could take a look at the registration process, disclosure obligations, supervisory responsibili ...
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The government may be doing your marketing. The Government Accountability Office last week released a report that paints a rather dismal picture of retirement for many Americans. Retirement Income: Challenges for Ensuring Income throughout Retirement notes that longer life spans and the move away fr ...
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Keep a log of the marketing materials your firm sends out, including presentations. List who's giving the presentation, the audience, the date, whether the audience consists of a current client or a prospective one and if you already have a pre-existing relationship with the person(s), suggested Pau ...
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Among the hundreds of firms that have stamped their John Hancock onto the six-year old broker protocol are an increasing number of RIAs. The trend of breakaway brokers (IA Watch, March 22, 2010), along with the protocol's raison d'être - set rules for taking clients and avoiding litigation - explain ...
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Click here to open an Excel worksheet that lists the signatories to the Broker Protocol as of March 2010.
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